Build Credit with Miq

Miq helps you build credit history by reporting your lending circles payments to Equifax

Lending Circles are groups of people who pool funds together to access interest-free loans

Loan amounts range from $300 to $5,000, with each group member receiving the loan.

How it works?

Join Group

1. Join Group

Complete your profile and join your group. No credit checks required

Pool funds

2. Pool funds

Set the loan amount and payment frequency for the group. Receive the loan when it’s your turn

Build credit history

3. Build credit history

Payments are reported to Equifax. On-time payments may help positively impact your credit scores.

Banking on each other

Banking on each other