About - Miq - Share payments and build credit

We’re on a mission to make credit more accessible and affordable for all people.

Help you build credit, not debt

Consumer credit is a double-edged sword. Used wisely, it enables smart money management and expense tracking. Misused, it can easily become a crushing financial burden that can only end in lifetime poverty.

Miq was built to address these factors with the aim of unlocking greater access to the credit markets for all Canadians.

Current tools are made for individual use: and encourage overspending and debt. Collaborative finance needs its own set of tools and infrastructure, built around transparency, trust, and collaboration.

We believe a significant reason why many people are in credit card debt is due to a lack of financial literacy, expensive financial products, and soaring costs of living.