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Communities & Cooperatives

Communities & Cooperatives

We enable community organizers to pool funds, fundraise and facilitate communal credit transactions.

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Social Lending and Credit Building

Access money from your social circle while building credit history with your payment history.

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Social Lending
Miq Card

Spend and Shop

Use the Miq Card to make everyday purchases with zero fees

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How Miq helps

  • Boost your payment history

    We report your monthly payments to Equifax. Each one builds your payment history and credit history.

  • Community incentives

    Turn your community into a financial cooperative and drive community engagement with reward promotions.

  • Interest-free loans

    Access Money from your peer group to fund big purchases that life requires.

  • Grow your savings

    Help you build a savings net by using the power of your own community.

Miq’s platform is so easy to use and helped our community grow. I find it very useful to manage payments, moderate discussions and build financial literacy.


Elevate Business Cooperative
Miq App

Designed with your security in mind

  • Multi-factor Authentication
  • 256-bit encryption
  • Friendly Support
Commitment to privacy

We do not share your personal information with unaffiliated third parties for their own marketing purposes.